Become a Member

Hero Image

You Can Be a CommunityAmerica Member

There are tons of compelling reasons to join CommunityAmerica. Here, you’ll find top-notch rates, cutting-edge products and service that goes above and beyond what you’d expect. Not to mention, you’ll be eligible for our Profit Payout, where we reward our members for making CommunityAmerica their financial go-to. The more products and services you have with us, the greater your Profit Payout potential1. This year alone, qualifying member households earned an average of $97.

Start Your Membership

Couple sitting on the couch smiling.

Who Can Join

To put it simply, if you live or work in the Kansas City area, you’re pretty much in. We even have options for folks who might not fit the geographical criteria.


Kansas City Metro Counties: Live or work in Jackson, Cass, Clay, Platte, Douglas, Johnson, Jefferson, Leavenworth, Miami, Shawnee, Wyandotte


St. Louis Metro Counties: Live or work in St. Louis County


Family Membership: If a family member is either a current member or is eligible for membership by living or working within one of our 12 counties above, you can join, too. An eligible family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian and includes step, in-law and adoptive relationships.

Become a Member Today

Get Started
CommunityAmerica South Plaza location lit up at night.

Credit Union Advantages

A different way to bank.

Better rates. Lower fees. Profit Payout. A highly rated Mobile App. Not only is joining our credit union simple, but it also comes with a plethora of perks.

Learn More

Photo of the Jamison Family and their $207 Profit Payout

Profit Payout

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9 million to our members. It’s all part of how we make the unbelievable happen.
Estimate Your Payout

Hear From Our Members

Switch Kit

Our handy switch kit takes the hassle out of switching financial institutions and guides you through every step of the process.
Learn More

Member Favorites

Piggy Bank with Coin Being Inserted Icon

High Interest Savings

Grow your money faster at a rate of up to 4.00% APY2 on balances up to $1,500.

Learn More
Check with Pen Icon

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases3.
Learn More
Large House Icon


Our team of friendly local mortgage experts can help you get into your dream home.
Learn More