Business Checking

Hero Image

Helping You Take Care of Business

Just like your banking partner, your banking products should be smart, reliable and efficient. We offer a range of checking accounts designed to meet the needs of today’s fast-moving marketplace and help your business thrive. With upfront guidance and no surprise fees, it’s no wonder thousands of Kansas City business owners trust CommunityAmerica.

Two business women talking business over lunch.

Checking Options for Every Business

Small Business Free Checking: Straightforward and hard-working, Small Business Free Checking has no minimum balance or monthly service fees. Perfect for businesses with routine transaction and deposit needs. Plus, you’ll have access to our dedicated team of business specialists.

Business Growth Checking: Our Business Growth Checking is a good fit for businesses with higher monthly transactions and treasury management needs. No matter how complex your business needs, our Commercial Team will work with you to tailor this solution to meet those needs.

Commercial Checking: Our Commercial Team will work with you to create your ideal account with the features you need.

Analyzed Checking: Analyzed Checking works best for businesses that need an unlimited number of transactions and could benefit from using deposit balances to offset fees. At CommunityAmerica, our low-cost fees for each transaction mean more money for your business in the long run.

Not-For-Profit Checking: If you need access to remote deposit capture, sending online wire transfers or originating ACH payments, this solution is right for your not-for-profit organization.

Interest on Lawyers Trust Account (IOLTA): This account type is a unique and innovative way to increase access to justice for individuals and families living in poverty. This interest-earning, no-fee checking account allows lawyers and law firms to participate in the statewide IOLTA program. This program helps to contribute millions to assist low-income people with civil legal matters.

Business Checking Account Perks

Mobile Phone with Mobile App Displayed Icon

Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money and pay bills on the go or at home.
Cash Dispensing From ATM Icon

Free ATM Transactions

No surcharges at the nearly 30,000 ATMs in our CO-OP Network.
Document with Dollar Sign Icon

Free eStatements

Stay on top of your finances with helpful eStatements, conveniently available in Online Banking.
CommunityAmerica Card Icon

Digital Wallet

Make quick, secure payments right from your phone or smartwatch. No swiping necessary.
Business owner reviewing finances on a tablet.

Get Started Online

Whether you’re looking to open an account or simply want to learn more about our business banking offerings, we’re here for you. Click the button below to reach out, and one of our business specialists will be in touch.
Message Us

Prefer to talk it over? Give us a call.

Call Us at 913.905.6673


Startup Costs Calculator

Use this calculator to help discover and estimate your total business startup costs.
Calculate Now

Business Valuation Calculator

Determine the value of your business today based on a variety of financial factors.
Calculate Now

Break Even Calculator

Determine how much you need to sell in order to break even on your investment.
Calculate Now

See All Business Calculators

View all of our calculators to help you make the most informed business decisions.
View All
Businesswoman shaking hands with another colleague in an office.

We’re Invested in Your Success

Our Private Bankers are dedicated to providing extensive and personal oversight on all your accounts — both personal and professional.
Find Out More

Business Member Favorites

CommunityAmerica Card Icon

Credit Card

Our credit cards are designed to reward business owners like you.
Learn More
Smiling Face Icon

Private Banking

We’ve got your personal financial needs and goals covered, too.
Learn More
Mobile Phone with Mobile App Displayed Icon

Online & Mobile Banking

Manage your business finances anytime, anywhere.
Learn More