Checking Accounts

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What are you looking for in a checking account?

Our Checking Says It All

If you’re ready to start banking with us, look no further than our variety of checking account options. Not only are all of our checking accounts free, but they also feature a variety of great perks. Plus, they may also help you increase your share of our Profit Payout1. Our checking accounts are about more than just being a credit union member; they are about being free to bank exactly how you want.
Exclusive Chiefs Debit Card

Chiefs Checking

Show your team spirit.

As the Exclusive Banking Partner of the Kansas City Chiefs, we want to give all of Kansas City the opportunity to bank like a champion. So, we created a checking account worth cheering for: Chiefs Checking. It’s a free checking account with these fan-favorite perks:
  • Exclusive Visa® Chiefs debit card
  • Earn 1% cash back on the first $500 of monthly purchases — that’s up to $60 per year2
  • 15% off at Arrowhead Stadium’s Chiefs Pro Shop
  • 15% off purchases on
  • No monthly service fee
  • No minimum balance
Open Account

Perks of All Our Checking Accounts

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Say Goodbye to Fees

No monthly service fee and no minimum balance requirement.
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Free ATM Transactions

No surcharges at nearly 30,000 ATMs in our CO-OP Network.
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Free Debit Card Instantly

Get your free chip-enabled card at any of our branch locations.
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Share in Our Profits

Your checking account balance may help you qualify for our Profit Payout1.

Which Checking Account is Right For You?

Let’s Talk Tech

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Mobile Check Deposit

Deposit checks quickly by snapping a photo with our highly rated Mobile App.
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Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money.
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Digital Wallet

Make quick, secure payments right from your phone or smartwatch. No swiping necessary.
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Card Control

Know when, where and how your debit card is used with real-time alerts from CardValet®.

Open a Checking Account

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Hear From Our Members

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Profit Payout

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9 million to our members. It’s all part of how we make the unbelievable happen.
Estimate Your Payout

Checking Account FAQs

Member Favorites

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Download Our Mobile App

We put the banking tools you need right in the palm of your hand.
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High Interest Savings

Grow your money faster at a rate of up to 4.00% APY4 on balances up to $1,500.

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Visa® Signature Credit Card

Check out all the perks, including a great low introductory rate.
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