Credit Cards

Young happy couple use their CommunityAmerica Visa Signature Credit Card to pay for the bill at a local Kansas City restaurant.

What matters most to you in a credit card?

High on Perks, Low on Fees

Our members enjoy great benefits, like lower fees and better interest rates than you’ll find at a bank. So, whether you’re looking for a low rate, cash back or exciting rewards, we have the card for you. All of our credit cards are chip enabled and come with access to our CardValet® app for added fraud protection and security. Plus, a credit card with us could increase your share of our Profit Payout1.
CommunityAmerica Visa Signature Credit Card

Visa® Signature

0% APR Introductory Rate for 12 Months + Cash Back + No Annual Fee.

This card is loaded with all the perks you deserve, including:
  • 0% APR2 for the first 12 months (your rate could range from a variable 12.24% or 14.24% APR after the introductory period)
  • Unlimited 1.5% cash back3  on every purchase
  • No annual fee
  • No foreign transaction fees
This card is for well-qualified borrowers.
Apply Now

Getting Your Credit Card is Easy


Get Approved Quickly


Receive Your Card in 7-10 Days


Start Enjoying Your Card Perks

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uChoose Rewards®

You deserve to get rewarded. And now, when you use your CommunityAmerica Visa® Signature card and Visa® Rewards card, you can redeem your points for cash, travel, merchandise or gift cards. Log in to see all of your great rewards choices.

To contact uChoose Rewards, call 833.283.2401.
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All Credit Cards Feature

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Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money and pay bills.
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Digital Wallet

Make secure payments with your credit card right from your phone or smartwatch.
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Card Control

Turn your card on/off, set alerts and monitor spending with our CardValet® app.
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All of our credit cards are chip enabled to provide extra security in stores.

Which One is Right For You?


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Debt Consolidator Calculator

See how quickly you could get out of debt and how much interest you may save.
Calculate Now
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Balance Transfer Calculator

Use this calculator to help determine your potential credit card savings.
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See All Credit Card Calculators

Do the math with the help of all of our credit calculator options.
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Apply for Your Credit Card Today

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Profit Payout

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9 million to our members. It’s all part of how we make the unbelievable happen.
Estimate Your Payout

Easily Manage Your Card Online

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Request a Replacement Card

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Activate a New Card

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Create a New PIN

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Enroll in eStatements

Credit Card FAQs

Member Favorites

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Download Our Mobile App

We put the banking tools you need right in the palm of your hand.
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High Interest Savings

Grow your money faster at a rate of up to 4.00% APY8 on balances up to $1,500.
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Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases9.
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