Homeowners Insurance

Hero Image

Protect the Roof Over Your Head

Your home is your biggest investment and making sure it’s properly protected is important to having financial peace of mind. CommunityAmerica Insurance Agency can help ensure your home sweet home is well covered. Our friendly Insurance Agents, who are located right here in Kansas City, can help you find the right homeowners insurance policy for your family, at an affordable price.

What Homeowners Insurance Covers


Unforeseen Acts

Think big impact, such as damage from fire, theft, aircraft, vehicles and more.
Storm Cloud with Rain and Lightning Icon

Threats of Nature

You’re protected from the storm, including hail, lighting, ice and snow damage. 
Couch Icon

Your Possessions

Provides peace of mind not only for your home, but also your belongings inside of it.
Caduceus Icon

Medical Bills

Protection in the event someone is injured on your property. 

Get Your Customized Quote

Architectural details of modern condo building.

Condo Insurance

Condos are unique, which is why we offer specialized insurance just for condo owners. The condo association's insurance policy may provide protection for damage to the physical structure of your condo unit and common property of the condo association. So, you can use a personal condo insurance policy to provide protection for your personal belongings and items in your home, as well as personal liability coverage.
Learn More

Mother kissing her daughter, which makes her laugh, under an umbrella.

Umbrella Policy Insurance

An umbrella policy is additional liability insurance meant to protect you from large liability claims or judgments. It supplements your other policies by providing additional coverage when the liability limits of your auto, boat or homeowners policies have been reached. It also covers you in the event of being sued for slander, libel or other personal liability situations.
Learn More

Ready to get started? We’re here to help.

Our online quote process is quick and easy.

Get a Free Quote
Photo of the Marshall Family and their $143 Profit Payout

Profit Payout

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9 million to our members. See how having insurance with us could help you grow your share.
Estimate Your Payout

Female gardener holding a sapling with soil.

Green Insurance Agency

The CommunityAmerica Insurance Agency is committed to operating a sustainable, green business. To do our part in our community, we also contribute to a number of local environmentally friendly organizations.   
Get the Scoop

Member Favorites

Large House Icon

Hybrid Home Equity

Unlock your home’s potential to cover renovations, debt consolidation and more.
Learn More
Large House Icon


Our team of friendly local mortgage experts can help you get into your dream home.
Learn More
Car Emblem on Defense Shield Icon

Auto Insurance

Cruise with confidence knowing your ride is covered. We can help you find the right policy.
Learn More

Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:

Are Not Federally Insured

Involve Investment Risk

May Lose Value

Are Not Obligations or Guaranteed by the Credit Union