Starting Your Plan

Hero Image

Our Financial Planning Process

A smiling mature couple meet with a Wealth Advisor in her office.

Getting to Know You

When you make the decision to begin your financial planning journey with Wealth Management by CommunityAmerica, we want you to feel confident about your future. So, we start by making the first step all about you. What’s important to you? What are your short- and long-term financial goals? Understanding your unique financial needs and dreams is our first priority. Examples of topics we may discuss with you include:
  • Starting your savings journey
  • Saving for a specific goal, such as a buying a home or starting a business
  • Saving for retirement
  • Saving for your child’s college education
  • Managing trust assets
  • Estate planning
  • Special needs planning
Typically, we start with an appointment with one of our Wealth Advisors. How you meet with the advisor — in person or virtual — is completely up to you. The initial appointment takes about 60 minutes, and you can schedule follow-up appointments when it works best for you.

Ready to get started? We’re here to help.

Contact a Wealth Advisor

Calculators

Stopwatch with a Dollar Sign in the Middle Icon

Start Retirement Savings Calculator

See how much more you’d have at retirement by beginning your savings plan today rather than waiting.
Calculate Now
Piggy Bank with Dollar Sign on Side Icon

Retirement Savings Calculator

Find out how well you’ve prepared so far and what you can do to improve your retirement outlook.
Calculate Now
Calculator Icon

Check Out All Financial Planning Calculators

Try out different calculations to help you plan and prepare for your financial future.
View All
Photo of the Ramirez Family and their $312 Profit Payout

Profit Payout

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9 million to our members. See how your investment accounts with us could help you grow your share.
Estimate Your Payout

Member Favorites

Piggy Bank with Coin Being Inserted Icon

High Interest Savings

Grow your money faster at a rate of up to 4.00% APY2 on balances up to $1,500.

Learn More
Graduation Cap Icon

College Planning

We’ve got the resources and tools to help your family plan and prepare your student for college.
Learn More
Large House Icon

Mortgage

Our team of friendly local mortgage experts can help you get into your dream home.
Learn More

Securities and advisory services offered through Copper Financial Network, LLC (“CuFi”), Member FINRA/SIPC. CuFi is a SEC registered investment adviser. CuFi is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by CuFi. For important disclosures from CuFi, including our Form CRS, please visit here. Investment and insurance products, including annuities:


Are Not Deposits

Are Not NCUA or otherwise Federally Insured

Are Not Bank Guaranteed

May Lose Value